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when must renewals be completed for fl mortgage professionals ?whose true story is all american based on ?

### Two Distinct Topics Unveiled: FL Mortgage Professionals Renewals and ‘All American’: A True Story?

In today’s blog post, I’ll be addressing two interesting topics: when mortgage professionals in Florida must complete their license renewals, and whether the TV show ‘All American’ is based on a true story. These two topics might not seem to connect at first glance, but each reveals a unique story of its own, whether it’s about the professional obligations of mortgage professionals or the compelling life of a high school football player.

#### Mortgage Professionals Renewals in Florida: When Must They Be Completed?

Florida mortgage professionals are required to renew their licenses within a specific period to continue practicing their profession. According to the [Nationwide Mortgage Licensing System and Registry](https://mortgage.nationwidelicensingsystem.org), licensees can start the renewal process as early as November 1st each year by logging into NMLS and clicking the Renewals Tab. However, the deadline for renewing one’s license to avoid automatic expiration is March 1st. If the renewal fees are not paid before this date, the license will be considered expired and the professional will need to apply for a new license, which could delay their ability to practice.

The [Florida Office of Financial Regulation](https://flofr.gov) specifies that all filing requirements must be met before a renewal can be reviewed. For example, professionals must complete 15 hours of continuing education (CE) classes every two years, as per Florida Statutes. This includes specific categories of coursework such as Core Law, Ethics and Business Practices, and specialty education. You can find a detailed checklist of renewal requirements [here](https://mortgage.nationwidelicensingsystem.org › slr › PublishedStateDocuments › FL-OFRRenewalChecklist.pdf).

Sponsoring companies may have the authority to submit the renewal requests on behalf of the individual licensee. This means that mortgage professionals should consult with their sponsoring company to understand who is responsible for submitting their renewal application.

The [Florida Association of Mortgage Professionals (FAMP)](https://www.ourfamp.org) also emphasizes the importance of renewal and offers guidance and resources to assist professionals through the process. A membership with FAMP comes at a cost, with an annual membership costing $99. This cost, along with the state and other fees, underscores the seriousness with which renewals are taken.

Although fees are an essential part of the renewal process, professionals should note that Florida Statutes are quite accommodating. If an active license holder applies to renew by December 31st, they are permitted to continue practicing until their application is reviewed and approved or denied.

#### All American: Who is the True Story Behind the TV Show?

The hit TV show ‘All American’ is not solely a fictional narrative; it is loosely based on a true story. The series centers around Spencer James, a young African-American high school football player from a low-income area in Los Angeles. Spencer James’ journey of breaking barriers and making his way onto the elite Beverly Hills High School football team resonates with the real-life story of Spencer Paysinger.

Spencer Paysinger is a former NFL linebacker who played for the New England Patriots. His story, much like that of Spencer James, highlights the challenges faced by African-American athletes in predominantly white institutions and the perseverance required to succeed. Paysinger is just one of the many real-life figures that inspired elements of the show, with other characters and storylines also having roots in real-life experiences.

Paysinger’s experience in the NFL and his journey to becoming a professional athlete inspired the show’s creators to highlight themes of perseverance, community, and the pursuit of dreams irrespective of the obstacles faced. Despite the show taking creative liberties, as any adaptation of a true story does, the core narrative remains grounded in reality. The series aims to depict the challenges faced by minority athletes and the often harsh realities of American society.

#### Key Points to Remember

– **Mortgage Professionals in Florida**: Renew your license on or before December 31 to avoid an expired status.
– **Continuing Education Requirements**: Important education courses must be completed every two years, including specific categories such as Core Law, Ethics, and Business Practices.
– **All American TV Show**: While the series is fictionalized, it is grounded in the true story of Spencer Paysinger and other real-life figures, shedding light on the experiences of African-American athletes.

Whether you are a mortgage professional or a fan of dramatic television, these links provide valuable information about both the professional obligations of mortgage professionals in Florida and the origins of the inspiring show ‘All American.’

For those in the mortgage field, staying informed and up-to-date about renewals and continuing education is critical. For viewers of ‘All American’, knowing the origin of the story adds a layer of depth to the show’s real-world impact. Both topics showcase the importance of staying true to the facts and honoring the real-life stories that often inspire our everyday lives.