when must i sign up for medicare ?

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https://www.hhs.gov › answers › medicare-and-medicaid › when-should-i-sign-up-for-medicare › index.html

https://www.hhs.gov › answers › medicare-and-medicaid › when-should-i-sign-up-for-medicare › index.html
When should I sign up for Medicare? | HHS.gov
Generally, we advise people to sign up for Medicare when they’re first eligible to avoid a gap in coverage and/or late enrollment penalties. For most people, Medicare eligibility starts three months before turning 65 and ends three months after turning 65. If you’re already getting Social Security benefits, you’ll be automatically enrolled in Medicare Part A and Part B (you don’t need to apply). However, because you must pay a premium for Part B coverage, you have the …

https://www.medicare.gov › basics › get-started-with-medicare › sign-up › when-can-i-sign-up-for-medicare

https://www.medicare.gov › basics › get-started-with-medicare › sign-up › when-can-i-sign-up-for-medicare
When can I sign up for Medicare? | Medicare
Your 8-month Special Enrollment Period to sign up for Part B starts when you stop working, even if you choose COBRA or other coverage that’s not Medicare. If you sign up during this 8-month period, your Part B coverage will start the month after Social Security (or the Railroad Retirement Board) gets your completed forms. You’ll need to fill out an extra form showing you had job-based health coverage while you or your spouse were working.

https://www.medicare.gov › basics › get-started-with-medicare › sign-up › when-does-medicare-coverage-start

https://www.medicare.gov › basics › get-started-with-medicare › sign-up › when-does-medicare-coverage-start
When does Medicare coverage start? | Medicare
After your Initial Enrollment Period ends, you can only sign up for Part B and Premium-Part A during one of the other enrollment periods. Between January 1-March 31 each year (General Enrollment Period) You can sign up between January 1-March 31 each year. This is called the General Enrollment Period. Your coverage starts July 1. (Starting January 1, 2023, your coverage will start the month after you sign up.) You might pay a monthly late enrollment penalty, if you don’t qualify …

https://www.medicare.gov › basics › get-started-with-medicare › sign-up

https://www.medicare.gov › basics › get-started-with-medicare › sign-up
Sign up | Medicare
Sign up. Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) when first eligible (usually when turning 65). Answer a few questions to check when and how to sign up based on your personal situation. Learn about Part A and Part B sign up periods and when coverage starts.

https://www.healthline.com › health › medicare › when-do-you-sign-up-for-medicare

https://www.healthline.com › health › medicare › when-do-you-sign-up-for-medicare
When Do You Sign Up for Medicare? – Healthline.com
For most people, signing up for Medicare occurs during a 7-month initial enrollment period (IEP). The IEP starts 3 months before you turn age 65 and continues for 3 months after your birthday….

https://www.ssa.gov › medicare › sign-up

https://www.ssa.gov › medicare › sign-up
Sign up for Medicare | SSA
Your Medicare card is automatically mailed to you roughly 30 days after your application is approved. Your Medicare coverage begins on the date specified in your award notice, even if your card hasn’t arrived yet. Check the status to see where you are in the application process.

https://www.medicalnewstoday.com › articles › when-do-people-sign-up-for-medicare

https://www.medicalnewstoday.com › articles › when-do-people-sign-up-for-medicare
Medicare enrollment period: When do you sign up? – Medical News Today
The earliest they could sign up without a penalty is January 1 of the year of their 65th birthday. The latest they could sign up without a penalty is July 31 of the year they reach 65 years…

https://www.aarp.org › health › medicare-qa-tool › turning-65-when-to-apply-for-medicare

https://www.aarp.org › health › medicare-qa-tool › turning-65-when-to-apply-for-medicare
Turning 65 Soon? Here’s When to Sign Up for Medicare – AARP
So they won’t be enrolled automatically in Medicare. Should I sign up during my initial enrollment period? For most people, the answer is yes. They need to sign up for Medicare during their seven-month initial enrollment period (IEP), which starts three months before the month you turn age 65 and ends three months after your birthday month. If your 65th birthday is in June, your IEP begins March 1 and ends Sept. 30.

https://www.medicareresources.org › faqs › when-is-the-best-time-to-enroll-in-medicare

https://www.medicareresources.org › faqs › when-is-the-best-time-to-enroll-in-medicare
When is the best time to enroll in Medicare?
And if you skip your initial enrollment period altogether, you may have to wait until Medicare’s General Enrollment Period (January 1 through March 31 each year) to sign up, with coverage taking effect that July. As of 2023, the BENES Act will also change the effective date rules for enrollments during the General Enrollment Period; coverage will simply take effect the first of the month …

https://www.medicareresources.org › faqs › do-i-need-to-sign-up-for-medicare-at-65-if-im-still-working

https://www.medicareresources.org › faqs › do-i-need-to-sign-up-for-medicare-at-65-if-im-still-working
Do I need to sign up for Medicare at 65 if I’m still working?
1. You can sign up for Medicare Part A at any time now because you’re already 65; your husband’s retirement won’t impact your option there. 2. If you no longer have group health coverage, then you must sign up for Medicare Part B or otherwise face lifelong penalties on your premiums. 3. Since your husband is over 65, he should stop HSA contributions six months prior to retirement, since he will likely get six months of retroactive Medicare coverage. 4. It depends on how many …

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