when must one take rmd ?

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https://www.kiplinger.com/article/retirement/t045-c000-s001-rmds-when-to-take-one-and-how-to-calculate-it.html

RMDs: When You Must Take Them | Kiplinger
https://www.kiplinger.com/article/retirement/t045-c000-s001-rmds-when-to-take-one-and-how-to-calculate-it.html
The rules on when retirees must take required minimum distributions (RMDs) changed as of Jan. 1, 2020, thanks to the SECURE Act, which was signed into law on Dec. 20, 2019. Under the old rules,…

https://www.morningstar.com/articles/1033501/how-and-when-to-take-your-rmd

How and When to Take Your RMD | Morningstar
https://www.morningstar.com/articles/1033501/how-and-when-to-take-your-rmd
As an age-72-or-older IRA owner, you have options regarding when to take your annual required minimum distribution (or RMD). You can take it early in the year, take it in monthly or other…

https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-required-minimum-distributions

Retirement Plans FAQs regarding Required Minimum …
https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-required-minimum-distributions
The Secure Act made major changes to the RMD rules. If you reached the age of 70½ in 2019 the prior rule applies, and you must take your first RMD by April 1, 2020. If you reach age 70 ½ in 2020 or later you must take your first RMD by April 1 of the year after you reach 72.

https://www.investopedia.com/articles/retirement/04/120604.asp

Taking Required Minimum Distributions? These Mistakes …
https://www.investopedia.com/articles/retirement/04/120604.asp
Generally, starting at age 72, you must take required minimum distributions (RMD) from your retirement accounts by Dec. 31 of each year (except 2020, when they were eliminated due to the COVID-19…

https://investornews.vanguard/rmds-are-back-for-2021-what-you-need-to-know/

RMDs are back for 2021: What you need to know | Vanguard
https://investornews.vanguard/rmds-are-back-for-2021-what-you-need-to-know/
RMD amounts are determined by looking at the following factors: Your age as of December 31 of the current year and your corresponding life expectancy factor according to the IRS… Your retirement account balance as of December 31 of the previous year, which should be adjusted to include any…

https://www.thebalance.com/required-minimum-distributions-2388780

All About Required Minimum Distribution Rules (RMDs)
https://www.thebalance.com/required-minimum-distributions-2388780
Everyone else can wait until April 1 of the year following the year in which they reach age 72. If you wait until the last minute for your first RMD, you will effectively have to take two RMDs in the same calendar year. That’s because the deadline for your first RMD is April 1, but all subsequent RMDs are due December 31.

https://www.kiplinger.com/article/retirement/t045-c000-s001-the-deadline-for-your-first-rmd-is-april-1.html

The Deadline for Your First RMD Is April 1 | Kiplinger
https://www.kiplinger.com/article/retirement/t045-c000-s001-the-deadline-for-your-first-rmd-is-april-1.html
Normally, you must take your annual RMD by December 31. However, you can delay your first RMD until April 1 of the year following the year in which you reach age 70½ or 72 (depending on your date…

https://www.forbes.com/sites/kristinmckenna/2020/01/10/you-can-now-take-required-minimum-distributions-at-72-but-should-you/

You Can Now Wait Until 72 To Take Required Minimum …
https://www.forbes.com/sites/kristinmckenna/2020/01/10/you-can-now-take-required-minimum-distributions-at-72-but-should-you/
10 janv. 2020His RMD in 2020 will be $90,909 ($2,000,000 / 22). Since investors can’t control the denominator of this equation, which is set by the IRS, they’d need to reduce the numerator if they want to …

https://www.irs.gov/newsroom/irs-seniors-retirees-not-required-to-take-distributions-from-retirement-accounts-this-year-under-new-law

IRS: Seniors, retirees not required to take distributions …
https://www.irs.gov/newsroom/irs-seniors-retirees-not-required-to-take-distributions-from-retirement-accounts-this-year-under-new-law
The Coronavirus Aid, Relief, and Economic Security Act, or CARES Act, waives required minimum distributions during 2020 for IRAs and retirement plans, including beneficiaries with inherited accounts. This waiver includes RMDs for individuals who turned age 70 ½ in 2019 and took their first RMD in 2020.

https://smartasset.com/retirement/rmd-table

IRA Required Minimum Distributions Table 2021 – SmartAsset
https://smartasset.com/retirement/rmd-table
IRA Required Minimum Distribution (RMD) Table for 2021 You must take out your first required minimum distribution by April 1 of the year after you turn 70.5. For all subsequent years, you must take the money out of your accounts by Dec. 31. Here is the RMD table for 2021, based on information from the IRS: