when must i sign up for medicare ?

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https://www.hhs.gov/answers/medicare-and-medicaid/when-should-i-sign-up-for-medicare/index.html

When should I sign up for Medicare? | HHS.gov
https://www.hhs.gov/answers/medicare-and-medicaid/when-should-i-sign-up-for-medicare/index.html
When should I sign up for Medicare? Generally, we advise people to file for Medicare benefits 3 months before age 65. Remember, Medicare benefits can begin no earlier than age 65. If you are already receiving Social Security, you will automatically be enrolled in Medicare Parts A and B without an additional application.

https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/part-a-part-b-sign-up-periods

Part A & Part B sign up periods | Medicare
https://www.medicare.gov/sign-up-change-plans/how-do-i-get-parts-a-b/part-a-part-b-sign-up-periods
When you’re first eligible for Medicare, you have a 7-month Initial Enrollment Period to sign up for Part A and/or Part B. If you’re eligible for Medicare when you turn 65, you can sign up during the 7-month period that: Begins 3 months before the month you turn 65; Includes the month you turn 65; Ends 3 months after the month you turn 65

https://www.medicare.gov/sign-up-change-plans

Sign up/change plans | Medicare
https://www.medicare.gov/sign-up-change-plans
Some people get Medicare automatically, but some don’t and may need to sign up. I have employer coverage. Find out what you need to do if you have employer coverage and you’re turning 65, are over 65, are under 65 and have a disability. Apply for Medicare online. Apply online for Medicare on Social Security’s website.

https://www.medicare.gov/sign-up-change-plans/get-started-with-medicare

Get started with Medicare | Medicare
https://www.medicare.gov/sign-up-change-plans/get-started-with-medicare
Some people get Medicare automatically, and some have to sign up. You may have to sign up if you’re 65 (or almost 65) and not getting Social Security. There are certain times of the year when you can sign up or change how you get your coverage. If you sign up for Medicare Part B when you’re first eligible, you can avoid a penalty. You can choose how you get your Medicare coverage.

https://www.fool.com/retirement/2018/04/05/must-i-sign-up-for-medicare-at-65.aspx

Must I Sign Up for Medicare at 65? | The Motley Fool
https://www.fool.com/retirement/2018/04/05/must-i-sign-up-for-medicare-at-65.aspx
Your coverage under Medicare kicks in at exactly 65, but you don’t need to wait until your 65th birthday to sign up. Rather, your initial enrollment window starts three months before the month you…



Medicare Benefits | SSA
www.ssa.gov/benefits/medicare/
If you are within three months of turning age 65 or older and not ready to start your monthly Social Security benefits yet, you can use our online retirement application to sign up just for Medicare and wait to apply for your retirement or spouses benefits later. It takes less than 10 minutes, and there are no forms to sign and usually no documentation is required.

https://www.healthline.com/health/medicare/is-medicare-mandatory

Is Medicare Mandatory? No, but It’s Hard to Opt Out
https://www.healthline.com/health/medicare/is-medicare-mandatory
If you are turning 65 and have not already been receiving Social Security or RRB benefits, you can sign up for Medicare within three months of your birthday. You can enroll later, but there are…

https://www.medicareresources.org/faqs/do-i-need-to-sign-up-for-medicare-at-65-if-im-still-working/

Do I need to sign up for Medicare at 65 if I’m still …

Do I need to sign up for Medicare at 65 if I’m still working?

Medicare eligibility starts at age 65. Your initial window to enroll is the seven-month period that begins three months before the month of your 65th birthday and ends three months after it. Seniors are generally advised to sign up on time to avoid penalties that could prove quite costly over the course of retirement.

https://www.aarp.org/health/medicare-qa-tool/do-i-sign-up-for-medicare-at-65-if-i-retire-at-70/

I am not retiring until age 70; do I still need to sign up …
https://www.aarp.org/health/medicare-qa-tool/do-i-sign-up-for-medicare-at-65-if-i-retire-at-70/
In this situation, an employer is allowed (but not obligated) to require you to sign up for Medicare when you become eligible. If so, Medicare would become your primary coverage — meaning that it would settle your medical bills first, and the employer plan would only pay toward services that it covers but Medicare doesn’t.

https://www.cms.gov/Outreach-and-Education/Find-Your-Provider-Type/Employers-and-Unions/FS3-Enroll-in-Part-A-and-B.pdf

PDF Fact Sheet: Deciding whether to enroll in Medicare Part A …
https://www.cms.gov/Outreach-and-Education/Find-Your-Provider-Type/Employers-and-Unions/FS3-Enroll-in-Part-A-and-B.pdf
Most people should enroll in Medicare Part A when they turn 65, even if they have health insurance from an employer. This is because most people paid . Medicare taxes while they worked and therefore do not pay a monthly premium for . Part A. However, some people may want to consider delaying Medicare Part A until a